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Prop Up Futures
50K list prices, by planAPEX Intraday Trail $249LUCID LucidPro Under reviewMFFU Builder $153TPT Test $170/moTOPSTEP Standard $49/moTRADEIFY Growth $145Official pages, checked 2026-11-04

Topstep review: $49 a month, no time limit to pass

Monthly fee
$49
Profit target
$3,000
Profit split
90%
See the Topstep 50K account on the official siteNo time limit to pass. Renews every 30 days, prices before taxAd
Topstep: 50K: Standard $49/mo, No Activation Fee $95/mo
150K: Standard $49/mo, No Activation Fee $95/moTrading Combine monthly prices, Standard and No Activation Fee (Source: Official help: Pricing, English page, captured 2026-11-05)
Monthly fee
$4950K Standard, before tax
Profit target
$3,00050K Trading Combine
Max drawdown
$2,00050K account. Rises with the end-of-day balance
Profit split
90%Trader share in the Express Funded Account (XFA)
Time limit to pass
NoneRenews every 30 days until you pass or cancel

In 3 minutes

  1. 1. Trading Combine (evaluation, sim account)
  2. 2. Express Funded Account (funded sim account)
  3. 3. Live Funded Account (live account)
Monthly evaluation fee$49 to $229, depending on account size and payment path
Activation fee when you pass$149 on Standard, $0 on No Activation Fee
ResetSame as the monthly fee. $49 for 50K Standard
Market dataLevel 1 is free in the evaluation and funded sim account. Level 2 (order book) is $38 a month
PayoutsYou keep 90% of profits. Minimum $125. International wires outside the US cost $30
Time limit to passNone. Renews every 30 days and stops when you pass or cancel

Pricing

Account and pathMonthly feeActivation fee when you pass1 resetProfit targetMax drawdown
50K Standard$49/mo$149$49$3,000$2,000See 50K on the official site
50K No Activation Fee$95/mo$0$95$3,000$2,000See 50K on the official site
100K Standard$99/mo$149$99$6,000$3,000See 100K on the official site
100K No Activation Fee$149/mo$0$149$6,000$3,000See 100K on the official site
150K Standard$199/mo$149$199$9,000$4,500See 150K on the official site
150K No Activation Fee$229/mo$0$229$9,000$4,500See 150K on the official site
Show 6 more notes
Account and pathPass in 1 monthPass in 2 monthsPass in 3 months
50K Standard$198$247$296
50K No Activation Fee$95$190$285
100K Standard$248$347$446
100K No Activation Fee$149$298$447
150K Standard$348$547$746
150K No Activation Fee$229$458$687
Topstep: 14-day satisfaction guarantee from the first purchase (official)
114-day satisfaction guarantee from the first purchase (official)Refund policy and 14-day satisfaction guarantee (Source: Official help: Refunds, English page, captured 2026-11-05)
Sources for this section (6)

Source: Official help: Pricing / Official help: Subscriptions / Official help: Resets / Official help: Reset limits / Official help: Refunds / Official help: Back2Funded

Topstep Pricing and Plans: Monthly Fees, Activation Fee, Reset Costs and Refunds

Rules

$3,000Profit target
$2,000Max drawdown
55%Consistency target
2 daysMin trading days
5 / 50Max position size
Item50K100K150K
Profit target$3,000$6,000$9,000
Max drawdown (MLL)$2,000$3,000$4,500
Max position mini / micro5 / 5010 / 10015 / 150
Daily loss limit (optional, set at purchase)$1,000$2,000$3,000
Consistency target55%55%55%
Best day guidelineUnder $1,650Under $3,300Under $4,950
Min trading days2 days2 days2 days
Show 5 more notes
EventUS Central Time (CT)
Trading week opensSunday 5:00 PM
Risk team starts liquidatingWeekdays 3:08 PM
Deadline to close all positionsWeekdays 3:10 PM
Trading reopensWeekdays 5:00 PM
Winning day is set (XFA)4:00 PM
Sources for this section (2)

Source: Official help: Hours and products / Official help: Payouts

Topstep: 50K max position: 5 minis or 50 micros
150K max position: 5 minis or 50 microsEvaluation rules and max position size by account (Source: Official help: Combine rules, English page, captured 2026-11-05)
Sources for this section (6)

Source: Official help: Consistency / Official help: Max drawdown / Official help: Combine rules / Official help: XFA / Official help: Hours and products / Official help: Product limits

Topstep Rules: Maximum Loss Limit, 55% Consistency Rule and Prohibited Conduct by Account Size

Drawdown

$48,000$50,000Day 0Day 2Day 4Day 6Day 8Day 10
  • Balance
  • Loss floor (end of day)
  • Locks at $50,000
Trading Combine: 50K account with a $2,000 maximum drawdown (end of day). The line shows daily closes; the price path is an illustrative example.
Item50K100K150K
Max drawdown (MLL)$2,000$3,000$4,500
Evaluation profit target$3,000$6,000$9,000
Where the MLL locks in the evaluationStarting balanceStarting balanceStarting balance
MLL at XFA start-$2,000-$3,000-$4,500
Where the MLL locks in the XFA$0$0$0
Show 5 more notes

Source: Official help: Max drawdown

Payouts

90%Profit split
$125Minimum payout
1 to 3 business daysInternal approval
5 to 10 business daysReceiving outside the US
ItemXFA StandardXFA Consistency
Payout requirement5 winning days of $150 or more (not necessarily in a row). From the second payout, net profit since the last payout must be positive3 trading days (at least 1 trade each day) and consistency of 40% or less
Max per payout 50K$2,000$3,000
Max per payout 100K$3,000$4,000
Max per payout 150K$5,000$6,000
Balance-based cap50% of balance50% of balance
Profit split90%90%
Minimum payout$125$125
  1. Days 1 to 2Pass the Trading CombineAt least 2 trading days. Hit the target within the rules
  2. Day 3Activate the XFAFrom the dashboard. $149 on the Standard path
  3. Days 3 to 7Five winning days of $150+The XFA Standard payout condition. Days need not be consecutive
  4. Days 8 to 10Request and reviewInternal approval takes 1 to 3 business days
  5. Days 11 to 13Funds arriveACH takes 1 to 3 business days, $30 fee
The fastest possible path. Actual timing varies with review and holidays.
Payout methodWho can use itTimeFee
Wire/SWIFT (international wire)International5 to 10 business days$30
WiseChina, Canada and the UK only (resumed in these 3 regions in August 2026)1 to 3 business daysNo Topstep fee
ACHUS banks only1 to 3 business days$30
AeropayUS banks onlyRight after approval (if your bank supports it)No Topstep fee
Prop-to-BrokerageUS onlySame day if requested by 12 PM CTNone
Show 7 more notes
Topstep: Outside the US: Wire/SWIFT (5 to 10 business days, $30 fee)
1Outside the US: Wire/SWIFT (5 to 10 business days, $30 fee)Payout methods and fees (Source: Official help: Payouts, English page, captured 2026-11-05)
Sources for this section (4)

Source: Official help: Payouts / Official help: XFA / Official help: Max drawdown / Official help: Live funded

See the Topstep payout rules on the official site90% profit split, $125 minimum payoutAd
Topstep Payout Rules and Payout Policy: Conditions, Caps and Timing

How to start

  1. Topstep: Sign up from the top right
    1Sign up from the top rightTopstep official homepage (Source: Topstep official site, English page, captured 2026-11-05)
  2. Topstep: You need an original government ID and a camera
    1You need an original government ID and a cameraIdentity verification: when, what you need and steps (Source: Official help: ID verification, English page, captured 2026-11-05)
  3. Topstep: Open TopstepX from Launch TopstepX on the dashboard
    1Open TopstepX from Launch TopstepX on the dashboardOverview of the in-house TopstepX platform (Source: Official help: TopstepX, English page, captured 2026-11-05)
  4. Topstep: Activation fee: $149 on Standard, free on No Activation Fee
    1Activation fee: $149 on Standard, free on No Activation FeeXFA activation after passing and the activation fee (Source: Official help: XFA activation, English page, captured 2026-11-05)
  5. Topstep: Outside the US: Wire/SWIFT (5 to 10 business days, $30 fee)
    1Outside the US: Wire/SWIFT (5 to 10 business days, $30 fee)Payout methods by availability, processing time and fee (Source: Official help: Payouts, English page, captured 2026-11-05)
Sources for this section (9)

Source: Official help: Combine rules / Official help: Pricing / Official help: Subscriptions / Official help: ID verification / Official help: Eligible countries / Official help: Market data / Official help: Article / Official help: XFA activation / Official help: Payouts

How to Start with Topstep: Eligible Countries, Sign-Up Steps, ID Verification and Your First Plan

Countries and ID

34Countries and regions that cannot trade
25Countries and regions without live accounts
18Minimum age
CategoryDetails
Basis for eligibilityBoth citizenship and permanent residency. 18 or older, US citizenship not required
Countries and regions that cannot trade34. Citizens of these countries cannot trade or receive payouts
Countries and regions limited to the XFA25. The funded sim account (XFA) is available, but the live account is not
Your countryAs of 2026-11-04, Topstep publishes both lists. Check that your country is not on either list before you apply (not being listed is not a guarantee of access)
Identity verificationRequired before your second purchase. A photo of an original government-issued ID and a selfie
Basis for eligibility
Countries and regions that cannot trade
Countries and regions that cannot move to a live account
Your country
If your citizenship and residence differ
Identity verification
Language support
Receiving payouts outside the US
Taxes
Topstep: Countries where you cannot trade (official list)
1Countries where you cannot trade (official list)Countries and regions that cannot trade (excerpt) (Source: Official help: Eligible countries, English page, captured 2026-11-05)
Sources for this section (5)

Source: Official help: Eligible countries / Official help: ID verification / Official help: Support / Official help: Payouts / Official help: Article

Platforms

Tool and costAvailable stagesCostNotes
TopstepXEvaluation, funded sim account, live accountFreeIn-house browser platform with TradingView charts. No mobile app; use a mobile browser
QuantowerEvaluation and funded sim account onlyUnder reviewConnects through TopstepX
NinjaTrader, Tradovate, RithmicVerifyingVerifyingNot listed as supported in the official help center
TopstepX API (automated trading)Sim only$29/moProvided by ProjectX. Not available in the live account
Level 1 market dataEvaluation, funded sim accountFree4 exchanges. CME non-professional declaration required
Level 2 (order book)Evaluation, funded sim account$38/moBilled on the 28th of each month, no proration, non-refundable
Commissions (round turn)TopstepXmini $1.00, micro $0.50 + NFA $0.02 + exchange feesExamples: ES $3.78, MES $1.22, NQ $3.78, NKD $5.32
Show 3 more notes
Topstep: Quantower connects through TopstepX (official)
1Quantower connects through TopstepX (official)Quantower connects via TopstepX (Combine and XFA only) (Source: Official help: Quantower, English page, captured 2026-11-05)
Sources for this section (6)

Source: Official help: TopstepX / Official help: Quantower / Official help: TopstepX 2 / Official help: Market data / Official help: Commissions / Official help: Live funded

What Is TopstepX? The Topstep Trading Platform and Supported Tools

Fit and compare

A good fit if

Not a fit if

Sources for this section (5)

Source: Official help: Pricing / Tradeify official site / My Funded Futures official site / Apex Trader Funding official site / Take Profit Trader official site

Sources for this section (2)

Source: Official help: Subscriptions / Official help: Pricing

Sources for this section (3)

Source: Official help: Max drawdown / Official help: Payouts / Official site: About

Sources for this section (2)

Source: Official help: Pricing / Official help: Subscriptions

Sources for this section (2)

Source: Official help: Hours and products / Official help: Product limits

Sources for this section (3)

Source: Official help: Live funded / Official help: Payouts / Official help: TopstepX

Firm50K pricePricing modelMax drawdown (50K)Profit split
Apex Trader Funding$249One-time, plus $99 activation on passing$2,000100% sim funded, 90% live
Lucid TradingUnder reviewOne-time, no activation fee$2,00090% sim funded
My Funded Futures$153One-time, no activation fee$2,00080% or 90% by plan
Take Profit Trader$170/moMonthly, plus $130 activation on passing$2,000PRO 80%, PRO+ 90%
Topstep$49/moMonthly, plus $149 activation on passing (Standard)$2,00090% sim funded
Tradeify$145One-time, no activation fee$2,00090% sim funded, 80% live

Common breaches

Source: Official help: Max drawdown

Source: Official help: Hours and products

Source: Official help: Product limits

Sources for this section (2)

Source: Official help: Combine rules / Official help: Scaling

Source: Official help: Product limits

Sources for this section (2)

Source: Official help: Combine rules / Official help: Prohibited conduct

Sources for this section (3)

Source: Official help: Hedging / Official help: Prohibited conduct / Official help: Focused Trader

Source: Official help: Consistency

Sources for this section (2)

Source: Official help: XFA / Official help: Live funded

Sources for this section (2)

Source: Official help: Combine rules / Official help: Article

Source: Official help: Prohibited conduct

Source: Official help: Prohibited conduct

Source: Official help: Prohibited conduct

Topstep Rules: Maximum Loss Limit, 55% Consistency Rule and Prohibited Conduct by Account Size

The company

2010Predecessor founded
2020Renamed Topstep
0567079Topstep Brokerage NFA ID
Operating entityTopstep LLC (a Delaware limited liability company) and its affiliates. TopstepTrader, LLC runs the evaluation, funded sim accounts and Topstep Labs, and TopstepFunded LLC (an Illinois limited liability company) runs the live accounts.

Source: Official terms of use

AddressTopstep LLC, 130 S Jefferson St, Chicago, IL 60661 (Chicago, Illinois, USA)

Source: Official terms of use

HistoryThe predecessor, Patak Trading Partners, was founded in 2010 with an office on the CBOT trading floor. Topstep Trader launched in 2012, the company opened an office in the West Loop of Chicago in 2013, and it was renamed Topstep in 2020. It launched TopstepTV in 2023, TopstepX in 2024 and Topstep Brokerage in 2026.

Source: Official site: About

Platform developmentTopstepX is developed by the group company ProjectX Trading LLC.
Sources for this section (2)

Source: Official terms of use / Official site: About

Topstep BrokerageThe group company Topstep Brokerage LLC is an introducing broker and a member of the NFA (National Futures Association), with NFA ID 0567079. It is a separate company from the one that runs the evaluation and funded sim accounts.
Sources for this section (2)

Source: Official terms of use / Official site: About

Official figuresThe official home page shows $1.5B+ paid to prop traders in total (with a note that results vary), 7,000+ traders paid every week (year-to-date average, internal data), 15 years and 140+ countries. All of these are Topstep's own figures.

Source: Topstep official site

Pass rateUnder review. Results for 2025 were once shown on the official home page, but we could not confirm where they are currently published, so this page does not show a figure.

Source: Topstep official site

Terms of usePublished on the official site, last updated 2026-09-21. The governing law is Delaware law, disputes are resolved by JAMS arbitration, and there is a clause waiving the right to bring a lawsuit.

Source: Official terms of use

SupportThe AI assistant Windy handles first-line support and hands off to a person when needed. Chat, phone 888-407-1611 (Monday to Friday 8:00 AM to 5:00 PM CT, English only), email help@topstep.com, and WhatsApp +1 (773) 900-6673. SMS is US only. No dedicated support for languages other than English is listed.

Source: Official help: Support

EnforcementMeasures include warnings, removal of trading days, resets, permanent closure and delayed or denied payouts, reviewed by the Trust Team. If you are banned, your balance is forfeited, and you can appeal once through help@topstep.com.
Sources for this section (2)

Source: Official help: Prohibited conduct / Official help: Article

FAQ

Guides

2026-11-04Checked on official pages
43Official sources used here
14Official page captures
Show all 43 sources
Monthly fee
$49
Profit target
$3,000
Max drawdown
$2,000
Profit split
90%
TopstepFrom $49/moOfficial site