How to Start with My Funded Futures

How do you start with My Funded Futures? The 5 steps

Starting with My Funded Futures breaks down into 5 broad steps. You create an account and buy a plan, pass the evaluation, upgrade to Sim Funded from the dashboard, complete identity verification (KYC), and then trade in Sim Funded. Payouts are requested from this Sim Funded account.

How the whole program works (the 3 stages of evaluation, Sim Funded and Live) and company information are on the main My Funded Futures review page. This article focuses on what you need to do from sign-up to preparing for your first payout.

There are 3 things to know before you start. One-time accounts may be closed after 7 calendar days in a row with no trades. Trading even once removes your eligibility for a refund. KYC decisions cannot be changed.

The sections below cover what to check before you start, the sign-up steps, identity verification, preparing for your first payout, and refunds and cancellation, in that order.

Can you sign up for MFFU from your country? What to check first

At My Funded Futures, there are 4 conditions to check before you sign up: your country, your age, the number of profiles, and that no one else is involved. Breaking any of them can lead to account suspension or forfeiture of profit.

How country eligibility is judged

The My Funded Futures restricted countries article (updated 2026-10-14) lists 90 countries and territories (official information checked 2026-11-04). Before you apply, check on the official site that the country you live in is not on it. Not appearing on the list does not guarantee that you can use the service. The list can change, so check the official restricted countries page right before you sign up.

Eligibility is judged by citizenship or residence. The list covers citizens and residents of countries under OFAC sanctions, countries restricted because of partner requirements, and countries with a high risk of card fraud and similar issues. Even if the country you live in is not on the list, you may be covered if you hold citizenship of a restricted country.

When you travel to a restricted country

The official help center says you can still trade while traveling in a restricted country, and it recommends contacting support in advance. However, you cannot make new purchases or resets during the stay.

Age, number of profiles, and other people

Only individuals of legal age may use My Funded Futures, and each person gets 1 profile and 1 identity verification. You cannot let anyone trade your account or pay with a card in someone else's name, even a family member or friend. The official help center says copy trading with others or sharing devices can lead to a permanent ban. If family members in the same household each use the firm, keep separate devices.

help.myfundedfutures.com/en/articles/8229993-restricted-countries-policy

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Source update dates: restricted countries article 2026-10-14, KYC/AML article 2026-10-13, articles on others trading and cards 2026-08-24.

My Funded Futures steps from sign-up to Sim Funded

Getting from sign-up at My Funded Futures to trading in Sim Funded takes the following 5 steps. Screen details can change, so this section focuses on conditions confirmed in the official help center.

1. Create an account and choose a plan and size
2. Pay with a card in your own name or with crypto
3. Log in to the trading platform and sign the market data agreement
4. Reach the plan profit target in the evaluation
5. Upgrade to Sim Funded from the dashboard and complete KYC

Step 1: Create an account and buy a plan

My Funded Futures has 5 current plans: Builder, Rapid, Rapid EOD, Pro and Studio. The evaluation consistency rule, the Sim Funded drawdown type and payout frequency differ a lot by plan, so we suggest comparing them in the plans article before you buy.

Compare the 5 My Funded Futures plans and their prices

New purchases from 2026-08-25 are one-time payments with no renewal charges. The activation fee is $0 on every plan and size. Resets are available on one-time accounts too, but we could not find the reset fee on official pages, so it is under review.

The fields on the sign-up screen and how long account creation takes are under review in this article's primary sources.

Step 2: Payment methods

The payment methods accepted at My Funded Futures are below. Cards must be in your own name, and the billing address must match your registered address.

Crypto payments are not eligible for refunds (according to the help article). Check before you buy how your payment method affects refunds, and check the amount on screen right before you pay.

Step 3: Connect a platform and sign for market data

My Funded Futures supports 8 platforms, including NinjaTrader, Tradovate and TradingView, and Studio uses Hyperprop only. On Tradovate, you sign the market data agreement at your first login to activate data.

See My Funded Futures supported platforms and connection notes

Step 4: Pass the evaluation and upgrade to Sim Funded

Once you pass the evaluation, you can upgrade to Sim Funded instantly from the dashboard and trade the same day. The help center says a review of up to 24 hours may sometimes apply.

The Sim Funded maximum drawdown locks at the starting balance + $100 once your profit from the starting balance reaches "drawdown amount + $100". The drawdown type differs by plan and is covered in detail in the rules article.

See My Funded Futures drawdown and consistency rules

Watch the 7-calendar-day inactivity rule on one-time accounts

One-time accounts bought from 2026-08-25 may be closed after 7 calendar days in a row with no trades. This applies to Sim Funded as well as evaluations. The official help center asks you to contact support in advance if you will not trade for several days, for example during a vacation.

Source update dates: payment methods article 2026-10-05, moving to Sim Funded article 2026-09-04, inactivity rule article 2026-09-03.

How does My Funded Futures identity verification (KYC) work, and what documents do you need?

My Funded Futures identity verification (KYC) is required before you start trading in a Sim Funded account. Everyone who requests a payout must complete it, once per person. Reviews are done by an outside provider called Sumsub.

The official help center does not publish a country-by-country list, so whether a specific national ID card or a proof of address in a language other than English is accepted is under review. Passports and driver's licenses are named explicitly as accepted ID types.

Prepare a proof of address separate from your ID document. For example, if you verify your identity with a driver's license, you cannot use the same driver's license as proof of address. There is also a limit of 3 months from issue, so check the dates on your documents before signing up.

help.myfundedfutures.com/en/articles/9717961-kyc-aml-policies

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What the review checks, and how decisions are handled

My Funded Futures says it automatically screens against sanctions lists such as OFAC, the UN, HM Treasury (HMT), the EU and the Australian Department of Foreign Affairs and Trade (DFAT), as well as politically exposed persons (PEP) and adverse media.

KYC decisions are stated to be final. To avoid a rejection for reasons such as a blurry document or an address that does not match your registration, compare your documents with your registered details before you submit.

Submitted documents are checked for expiry on an ongoing basis

The official help center says the expiry dates of submitted documents are checked daily. If your passport or driver's license is close to expiring, you may need to resubmit the renewed document.

Source update dates: KYC/AML article 2026-10-13, ongoing document monitoring article 2026-08-24.

How do you prepare for your first My Funded Futures payout? (Riseworks)

Before your first payout at My Funded Futures, you need to finish KYC and create a Riseworks (Rise) account. At your first payout, you sign the agreement in Riseworks.

You withdraw the money you receive from Rise by bank transfer or crypto. Plaid and ACH are for US residents only. Payout fees (on the My Funded Futures side and the Rise side) could not be found in official sources and are under review.

When you can first request a payout differs by plan. Builder allows it 48 hours after your first trade, Rapid 24 hours after your first trade, and Pro every 14 calendar days from your first trade. In every case, you also need to meet conditions such as the buffer and the minimum payout.

See My Funded Futures payout conditions by plan and how to receive payouts

Tax documents

For payouts through Rise, the 1099 is mailed by Rise; for payouts through Plaid or ACH, the 1099 is mailed by My Funded Futures. The 1099 is a US tax form. Whether people living outside the US need to submit a tax form (such as the W-8BEN) is not stated officially and is under review.

Source update dates: first payout guide 2026-08-26, payout policy overview 2026-08-25, 1099 article 2026-03-04.

What are the My Funded Futures refund and cancellation conditions?

A My Funded Futures refund requires a request within 14 days of purchase and no trading at all. In the official information checked on 2026-11-04, the terms page and the help article differ on the refund amount. We show both without choosing one.

The refund amount does not match between the terms ($75 deducted) and the help center (full amount), so it is under review. Confirm the amount with support before you apply. The terms page counts access to market data as trading, so you may lose eligibility as soon as you log in to a platform and activate market data.

help.myfundedfutures.com/en/articles/11542523-refund-cancellation-policy-transparent-and-trader-first

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Cancelling stops access immediately

You cancel by email. Cancelling ends access to all dashboards immediately, and amounts already paid are not refunded. If you want a refund, first check whether you meet the refund conditions rather than cancelling.

One-time payment vs the old subscription

Accounts bought on a monthly subscription continue on the old conditions. The official sources differ on the cutoff date: the help center uses 2026-08-25 (the move to one-time payment), while the terms define purchases before 2026-08-20 as Legacy Subscription. If you bought between those dates, ask support which applies to your account.

Source update dates: refund and cancellation article 2026-08-27, resets and renewals article 2026-09-24.

Why you should not file a chargeback with My Funded Futures

A chargeback, where you ask your card issuer to reverse a payment, is treated seriously at My Funded Futures. A chargeback freezes all related accounts without notice. Chargebacks for services already provided are treated as fraud and lead to a permanent ban. The firm also says it may take legal action when needed.

The refund and cancellation article says unresolved disputes go to binding arbitration under the rules of the American Arbitration Association (AAA), and that by signing up you waive chargebacks and lawsuits. The terms are governed by the law of the State of Texas.

If you have a question about a charge, the official guidance is to contact support@myfundedfutures.com before contacting your card issuer. If you meet the refund conditions, use that process first.

Source update dates: chargeback article 2026-09-02 (body last updated 2026-07-14).

How do you contact My Funded Futures support?

My Funded Futures support uses different channels depending on the request. Use the live chat at the bottom right of the site for account matters, Discord for general questions, and email for refunds, cancellations and contact before a chargeback.

Support hours are not stated officially and are under review.

help.myfundedfutures.com/en/articles/8528465-getting-the-most-out-of-myfundedfutures-support

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Source update date: support article 2026-08-24.

My Funded Futures change history and items under review for getting started

My Funded Futures updated its pricing model and many procedure articles in the second half of 2026. The main dates of changes related to getting started are below.

Items under review

• Refund amount (the terms deduct $75, the help center says full amount)
• Reset fee
• Sign-up screen fields and how long the KYC review takes
• Whether specific national ID cards and proof of address in languages other than English are accepted
• Which states and countries can use Google Pay, Apple Pay and crypto
• Payout fees (on the My Funded Futures side and the Rise side)
• Whether people living outside the US need tax forms
• Support hours

The content of this article was checked on the official My Funded Futures site and help center on 2026-11-04. Before signing up or buying, check the latest official information.

My Funded Futures FAQ